Terms of Use

Last updated: October 2026

By using this website or buying The Appraiser's Ledger (the "Book"), you agree to these terms. Purchases are also subject to Gumroad's terms of service.

Your license

When you buy the Book, you get a personal, non-transferable license to download, read and print it for your own use, including printing the Ledger forms for your own vehicles. Please don't resell, share publicly, upload or redistribute the Book or its contents.

Educational information only

The Book and this website are for general education. They are not professional appraisal, legal, insurance, tax, financial or mechanical advice and do not replace a licensed professional or the laws and rules where you live. Values, fees and market information are general ranges that change over time; check current sources before you buy, sell or insure a vehicle. Work on any vehicle at your own judgment and risk, and hire a qualified professional when in doubt.

About Gene Harlan

Gene Harlan is the narrator character presented by Lumen Works. His stories are composites drawn from common owner experiences and do not describe real, identifiable people or businesses.

Refunds

See our refund policy.

Limitation of liability

To the fullest extent allowed by law, we are not liable for any loss or damage arising from your use of the Book or this website, and our total liability for any claim is limited to the amount you paid for the Book.

Contact

Questions about these terms: [email protected].